Lets Invest Wisely
My Retirement Roadmap
Col Rakesh Goyal (Retd)
Certified Financial Planner
My Retirement Roadmap
Two powerful tools to secure your retirement and achieve every life goal
🏦
Corpus & Cash Flow
Retirement Corpus Calculator
Find out if your retirement corpus will last your lifetime. Compare Fixed Income vs Mutual Fund scenarios with a year-by-year cash flow projection.
Pension, Gratuity & DSOPF planning
Year-by-year cash flow projection
Fixed Income vs Mutual Fund comparison
Future liabilities deducted in due year
Downloadable PDF retirement roadmap
Start Roadmap →
🎯
Goals & Life Planning
Financial Goals Calculator
Build your retirement roadmap alongside every life goal — children's education, marriage, house, travel and more. Get your complete financial roadmap.
Retirement corpus & income planning
Inflation-adjusted future values
Multiple life goals in one place
Monthly SIP vs lump-sum for each goal
Downloadable PDF goals roadmap
Build My Roadmap →
1
Your Corpus
2
Liabilities
3
Your Roadmap
🪖 Personal Details
Current Age years
Age at Retirement years
Life Expectancy years
Monthly Pension at Retirement escalates 5% p.a.
₹
Current Monthly Expenses inflation-adjusted automatically
₹
Expense Inflation 6% p.a.
💰 Retirement Corpus Breakdown
Enter all amounts you will receive / have available at retirement
Gratuity
₹
Commuted Pension
₹
DSOPF / Provident Fund
₹
Other Savings / Investments
₹
Other Retirement Benefits
₹
Total Corpus at Retirement
₹0
⚠️ Major Future Liabilities
Add large expenses expected after retirement. These will be deducted from your corpus in the actual year they fall due.
CategoryAmount (₹)Year
Your Retirement Financial Roadmap
Pension escalates at 5% p.a. · Expenses grow at your set inflation rate
Total Corpus
—
Total Liabilities
—
Investable Corpus
—
Retirement Period
—
Return on Retirement Corpus
Expected annual growth on corpus
7%
2%FD → Equity MF20%
Annual Withdrawal Rate
% of corpus withdrawn per year
5%
2%10%
Adjust sliders to see corpus sustainability
Corpus Balance Over Retirement Years
Want a personalised roadmap for your retirement corpus? Book a free consultation with Col Rakesh Goyal (Retd), Certified Financial Planner
Book Free Consultation
📄 Get Your Retirement Roadmap
Enter your email and we'll send your personalised PDF roadmap instantly — no extra steps.
⚠️ For illustrative purposes only. Mutual fund investments are subject to market risks. Returns are not guaranteed.
Past performance does not indicate future results.
Lets Invest Wisely · Rakesh Goyal, CFP® · AMFI-Registered Mutual Fund Distributor · letsinvestwisely.com
1
Retirement Roadmap
2
Life Goals
3
Your Roadmap
👤 Personal Details
Current Age years
Planned Retirement Age years
Life Expectancy years
Monthly Income today
₹
🎯 Retirement Goal
Enter your expected monthly expenses and pension/income at retirement. We'll calculate the corpus required.
Expected Monthly Expenses today's value
₹
Expected Monthly Pension / Income at retirement
₹
Expense Inflation 6% p.a.
Corpus Required at Retirement
₹0
Enter expenses above
📊 Investment Strategy
Set the assumed annual returns for both scenarios. These apply to all goals.
Conservative Return 7% p.a.
Growth Return 12% p.a.
🎯 Your Life Goals
Add each goal you want to fund. Enter today's cost — we'll calculate the inflation-adjusted future value and SIP required at both return rates.
Your Complete Retirement Roadmap
Retirement roadmap · Life goals · Monthly cash flow summary
Corpus Required at Retirement
—
Monthly Pension / Other Income
—
Monthly Expenses at Retirement
—
Retirement Period
—
🏦 Retirement Corpus Sustainability
Conservative — Fixed Income
Corpus @ 7% p.a.
Corpus at Age 85
—
Growth — Mutual Funds
Corpus @ 12% p.a.
Corpus at Age 85
—
Life Goals
—
Total Future Value
—
Total SIP — Conservative · Growth
—
📋 Retirement Cash Flow — Year by Year
Set your expected return on corpus and annual withdrawal rate. Cash flow is calculated strictly as per slider values.
Return on Retirement Corpus
Expected annual growth on corpus
7%
2%FD → Equity MF20%
Annual Withdrawal Rate
% of corpus withdrawn per year
5%
1%10%
Adjust sliders to see corpus sustainability
Turn this roadmap into action. Get a personalised roadmap — right risk profile · right funds · right allocation · right time.
Book Free Consultation →
📄 Get Your Financial Roadmap
Enter your email and we'll send your complete PDF roadmap — corpus, goals & cash flow included.
⚠️ For illustrative purposes only. Mutual fund investments are subject to market risks. Returns are not guaranteed.
Lets Invest Wisely · Rakesh Goyal, CFP® · AMFI-Registered Mutual Fund Distributor · letsinvestwisely.com