Investing is often seen as a rational activity; analyzing data, tracking trends, and making informed decisions. But the reality is different and complex. Emotions like fear, greed, overconfidence, and regret frequently influence our choices, sometimes driving us toward poor decisions and other times keeping us on the right path. In this article, we’ll explore how … Continue reading How Emotions Shape Our Investment Decisions: A Journey Through Real-Life Stories
Investment Lessons from the Bhagavad Gita: A Spiritual Guide to Financial Discipline
The Bhagavad Gita, one of the most revered texts in Indian philosophy, offers timeless wisdom on life, duty, and self-control. Though its teachings are spiritual, they also provide valuable lessons for the world of investing. By drawing from its principles, we can learn to manage our emotions, practice discipline, and make better financial decisions. Let’s … Continue reading Investment Lessons from the Bhagavad Gita: A Spiritual Guide to Financial Discipline
Understanding Our Relationship with Money
During my interaction with the officers in different forums, I realised that every one of us views money differently. Money is something we all deal with daily, whether it’s paying bills, buying groceries, or saving for something special. Yet, many of us struggle with our relationship with money, feeling stressed or confused about how to … Continue reading Understanding Our Relationship with Money
Should you worry about the ongoing correction in stock markets?
The Indian stock markets have been falling since last Friday (2nd August 24) and have corrected by almost 1000 points on Nifty 50 from its recent all-time high of 25000. The fall in the broader market has been widespread. This fall has been attributed to the following All these factors are external to India and … Continue reading Should you worry about the ongoing correction in stock markets?
Credit Cards and the Negative Power of Compounding
Introduction: Credit cards have become an integral part of our financial lives, offering convenience and flexibility in making purchases. However, behind their apparent benefits lies a potential downside that often goes unnoticed – the negative power of compounding. In this article, we will explore how credit card usage can lead to a negative compounding effect, … Continue reading Credit Cards and the Negative Power of Compounding
10 Commandments of Personal Finance
In every walk of our lives, we need commandments which we try to follow to achieve success. Our financial life is no different. By doing our best to follow these commandments, we are almost certain to have a good financial life and mental peace. Here are the 10 commandments which will help us achieve a … Continue reading 10 Commandments of Personal Finance
Navigating Behavioural Biases in Investment
Introduction Wise investments require more than just financial acumen; they demand an understanding of human psychology and the behavioural biases that can cloud judgment. Behavioural biases are deeply ingrained tendencies that influence our decision-making processes, often leading investors astray. In this article, we’ll explore common behavioural biases in investment and provide actionable strategies to overcome … Continue reading Navigating Behavioural Biases in Investment
Are Indian Stock Markets in a Bubble Zone?
We may have heard people talking about the overvaluations of Indian stock markets on TV channels, social, print media, etc, and a narrative is being created that Indian stocks, especially the mid and small caps are in a bubble zone and markets are vulnerable at these levels. In reality, if we look at the historical price-to-earning ratio, … Continue reading Are Indian Stock Markets in a Bubble Zone?
Financial Wellness: Transforming How Consumers Manage Money
Introduction In an era where technology permeates every aspect of our lives, the realm of personal finance is experiencing a significant paradigm shift with the rise of financial wellness initiatives. These transformative approaches are reshaping how consumers manage their money, emphasizing not just financial stability but holistic well-being. As individuals seek tools to navigate the … Continue reading Financial Wellness: Transforming How Consumers Manage Money
Unveiling India’s Economic Triumph: A Decadal Surge in Stock Market Performance and the Factors Fueling Future Growth
Over the past two decades, Indian stock markets have consistently outperformed the US stock markets, often regarded as the benchmark, with an annualized return of 10% in dollar terms as compared to 6.2% from the US stock markets. Notably, the MSCI India index has also demonstrated superior performance compared to both the MSCI Emerging Markets … Continue reading Unveiling India’s Economic Triumph: A Decadal Surge in Stock Market Performance and the Factors Fueling Future Growth