Should We Invest only in the DSOPF/PPF?

During my interaction with serving Officers, I find many of them still put all their savings in the DSOP fund with 7.1% annualised returns. With inflation hovering around 7.5% (lifestyle inflation is much higher), we are getting a negative appreciation on our investments.  Moreover, any investment of more than Rs 5 lakh in DSOP from … Continue reading Should We Invest only in the DSOPF/PPF?

10 Commandments of Personal Finance

In every walk of our lives, we need commandments which we try to follow to achieve success. Our financial life is no different. By doing our best to follow these commandments, we are almost certain to have a good financial life and mental peace. Here are the 10 commandments which will help us achieve the … Continue reading 10 Commandments of Personal Finance