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I am sure we all must have received calls from our banking relationship managers trying to convince us to buy so and so financial product..may be its a mutual fund scheme or insurance investment product. When we go to our…
Liquid Funds have been around for a long time. The first Liquid Fund, as per Value Research, was launched in 1997. Today, almost all mutual funds have a Liquid Fund. Liquid Funds have also come a long way in terms of…
Over last year or year and half, every body is talking about investments in mutual fund, “Mutual Fund Sahi Hai”, we all must have seen this Ad. But this ad does not amplify whether we should invest in equity or …
Recently I had the privilege to take a lecture on Personal Financial Management for young officers of Indian Army at EME School, Vadodara. It was indeed a great moment! So where was the need to start this campaign for the…
NAV of Equity Mutual Funds nosedived during last few weeks as stock markets are in correction mode, more so in mid and small cap mutual funds. This sharp correction in stock markets, although not unusual, has rattled a lot of…
It was highly volatile day on Indian stock markets on 21st Sep 18 wherein BSE Sensex fell about 1500 points (3%) from it’s day’s high and Nifty 50 too declined more than 3% from its day’s top. But both the…
It depends what reasonable return you are expecting with what kind of risk and time horizon for investment. Following options may be explored: Safe with around 6.5% annual returns, then go for bank FD. However, returns are fully taxable( net…
Best way to invest in the stock market is to either invest through SIP(systematic investment plan) or invest when the markets are down. It’s not easy to find the bottom of the market. So it is advisable to follow the…
During my interaction with officers in various forums, I find there is considerable amount of ambiguity as regards taxation on capital gains. I thought it’s important to provide this information in a consolidated manner for officers to take informed personal financial decisions.…
With Nifty benchmark indices NIFTY 50 in correction mode for almost a month now, we are witnessing gains in our equity based portfolios getting eroded substantially, more so in mid and small cap. Nifty benchmark index has fallen almost 9% from…