“Understanding Insurance & Investments: Clearing the Confusion. Learn the basics of life insurance, investment options, and sound financial planning tips. Don’t miss out!”
“Unlocking the Potential of a Flat Market: Seize Opportunities, Beat Anxiety, and Build Wealth with Systematic Investments. Learn How in Our Example-driven Guide!”
After making a new all time high of 18600 in Oct 2021, Nifty benchmark indices have been quite volatile over the last six months or so. Volatility is presumed to be caused due to following factors Reversal of low interest rate cycle High Bond yields Russia invading Ukraine The rise in commodity prices High inflationary … Continue reading India’s Growth Story…Don’t Miss it!
The other day while taking the webinar on personal financial management, one of the Officers asked me, Sir, “What is the biggest risk in the market today?” I thought for a second and replied, the biggest risk in the market today is exiting the market too soon. Stock markets all over the world have been … Continue reading Markets at all time High: What is the Biggest Risk?
The, Stock Market, both Nifty and the Sensex made lifetime highs last month by touching 17932 and 60,303 respectively. These benchmark indices have given 131% and 118% returns respectively from their Mar/Apr 2020 lows. The market’s recovery has been very sharp and almost vertical, not giving many opportunities to enter. During such times, a better … Continue reading Stock Market: All-Time High… How to Invest through SIP?
Debt mutual funds are ideal investment options for investors for short term investments. Their risks are much lower than equity or equity oriented funds, they have the potential to generate superior returns compared to traditional fixed income products and they enjoy a significant tax advantage over bank savings and Fixed Deposits. What are debt funds? Debt mutual … Continue reading Why Debt Mutual Funds Are Good For Short Term Investments?
This year RBI has been on a trajectory of tightening interest rates in an effort to control inflation. Repo rate has been raised three times. Repo rate hikes by the RBI raise bond yields, cause bond prices to fall and results in lower returns, especially for long term debt mutual funds. Surprisingly, RBI did not … Continue reading Investment Strategy: Debt Mutual Fund
I am sure we all must have received calls from our banking relationship managers trying to convince us to buy so and so financial product..may be its a mutual fund scheme or insurance investment product. When we go to our banks, they will try and push us to buy one of their financial product, whether … Continue reading Should You Take Financial Products/Advice From Banks?
Liquid Funds have been around for a long time. The first Liquid Fund, as per Value Research, was launched in 1997. Today, almost all mutual funds have a Liquid Fund. Liquid Funds have also come a long way in terms of the market risks that it can take. I have heard of instances of longer tenor … Continue reading Derisking Liquid Debt Fund
Over last year or year and half, every body is talking about investments in mutual fund, “Mutual Fund Sahi Hai”, we all must have seen this Ad. But this ad does not amplify whether we should invest in equity or debt mutual fund or combination of these two (Hybrid). Before we proceed further, it would be … Continue reading Why Should We Invest In Equity?