Recent data released by National Stock Exchange (NSE) has revealed that retail participation (Individual Investors like you and me) in the stock market in the non-derivative segment has been on the rise over the last five years and has reached a high figure of 45% in FY21 as compared to 33% during FY16. And the … Continue reading Are we Investing or Trading in the Stock Markets?
Why do we have to save money? Money has only one language, you save me today I will save you tomorrow! We need to save money to cater to our future requirements which may be far exceeding our income. It may be our children’s education, their marriages, our retirement corpus, or buying a house, to … Continue reading Why Should We Start Investing Early?
You want to become rich! Make your money work for you 24×7, 365 days a year. Do we know how people become rich? They invest money in creating assets and poor people create liabilities. So before we proceed, let’s understand in simple language what is an asset and a liability An asset is anything that puts money … Continue reading Make Your Money Work For You!
Have we ever thought why most of us sell off our investments during market corrections? Is it because we need the money or is there any other reason(s). We all must have taken a ride in the roller coaster; when it goes up we feel excited but feel scared when it goes down. It’s the … Continue reading Why We Sell-Off During Market Corrections?
Brutal fall in Indian stock markets over a period of last one month or so has left most of the equity portfolios bleeding. Fall has been so fast and vociferous that it wiped out almost all the gains of equity mutual fund schemes for last 3 to 5 years and in some cases up to 10 … Continue reading Understanding Investment Risks Before Investing
As part of direct taxes, all of us are paying Income tax to Government of India. Income tax is levied on following two parts of income: 1. Earned income which is earned by us in a financial year(Apr to Mar)2. And the interest income which gets accrued on our savings / investments There is hardly any scope … Continue reading Are You Paying Income tax On Interest Income?