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Best way to invest in the stock market is to either invest through SIP(systematic investment plan) or invest when the markets are down. It’s not easy to find the bottom of the market. So it is advisable to follow the…
During my interaction with officers in various forums, I find there is considerable amount of ambiguity as regards taxation on capital gains. I thought it’s important to provide this information in a consolidated manner for officers to take informed personal financial decisions.…
With Nifty benchmark indices NIFTY 50 in correction mode for almost a month now, we are witnessing gains in our equity based portfolios getting eroded substantially, more so in mid and small cap. Nifty benchmark index has fallen almost 9% from…
When we plan out the investments across different asset classes keeping in view the risk profile and financial goals of an investor, invariably part of the investments go in the debt mutual funds. How much of it will get invested in debt…
During my recent interaction with officers at different locations, I came to know that many of us have invested our hard earned money in insurance related products. The reasoning given was simple, you get dual benefits i.e your life gets insured and you also get…
Well friends, most of the times it’s an emotional decision for a couple to start a family but rarely we take stock of our finances before we actually take a plunge. Now lets try and understand the quantum of money…
Most of us have been investing in different asset classes over a period of time, using different platforms, some manual, some online and now it’s becoming difficult to monitor all of these. To add to the irony, we have no…
As we all understand debt mutual funds are ideal investment options for short term investments. Their risks are much lower than equity or equity oriented funds, they have the potential to generate superior returns compared to traditional fixed income products and they…
Interim Budget for FY19-20 was presented today in the parliament by the Finance Minister. During his budget speech, he has laid down the road map of economic activities for the country over the next 10 years or so. Important highlights of the speech…
During last two weeks or so, I had the privilege to visit and interact with Armed Forces Officers at Indian Institute of Foreign Trade(IIFT), New Delhi, Meerut, Pannagarh and Mumbai (Kalina) Military Garrisons. During the course of my presentation and subsequent…