Skip to content
There have been a large number of queries from the retiring officers as regards options available towards investment of retirement corpus. Although the investments are planned based on the risk profile, financial goals and the time available to achieve these…
Why do we have to save money? Money has only one language, you save me today I will save you tomorrow! We need to save money to cater to our future requirements which may be far exceeding our income. It…
Most of the Officers whom I have interacted with during the last few months are not happy with the performance of their investment portfolios. Ever since the onset of COVID -19 in Mar 2020, these portfolios have shown great vulnerability towards…
Central Board of Direct Taxes(CBDT) vide their letter dated 18 th July 20 has informed that existing form 26AS will carry additional details of high-value transactions as part of the Statement of Financial Transactions(SFTs). Existing form 26AS carries the following…
In the last three months or so, ever since the lockdown has been enforced all across the world, the household savings rate has gone up substantially despite an increase in unemployment/loss of income. No outdoor eating /parties/movies, no shopping other…
You want to become rich! Make your money work for you 24×7, 365 days a year. Do we know how people become rich? They invest money in creating assets and poor people create liabilities. So before we proceed, let’s understand in simple…
Have we ever thought why most of us sell off our investments during market corrections? Is it because we need the money or is there any other reason(s). We all must have taken a ride in the roller coaster; when…
The recent decision of freezing six of their debt fund schemes by Franklin Templeton Debt mutual fund has sent a shock wave among the investors’ community who thought debt investments are safe and do not require any risk management. But…
Rates of interest on various small saving schemes have been slashed substantially by the Government of India wef 01 April 2020. The annual rate of interest on Bank Savings Account would be around 2.75% and Bank FDs will fetch you 5.5%…
Brutal fall in Indian stock markets over a period of last one month or so has left most of the equity portfolios bleeding. Fall has been so fast and vociferous that it wiped out almost all the gains of equity mutual…