The Indian bond market succumbed to selling pressure after the RBI Governor announced open market operations(OMO) to sell the bonds during his policy statement on 6th Oct 2023. India’s 10-year bond yield saw the biggest rise of 14 basis points(around 2%) in the last 14 months post the Governor’s statement. Borrowing of around Rs 3.5 … Continue reading Seizing the Moment: High Bond Yield Offers Golden Investment Opportunities?
Insurance : Don’t buy in the name of investments
“Understanding Insurance & Investments: Clearing the Confusion. Learn the basics of life insurance, investment options, and sound financial planning tips. Don’t miss out!”
Why Do We Save and How Should We Invest?
In the last three months or so, ever since the lockdown has been enforced all across the world, the household savings rate has gone up substantially despite an increase in unemployment/loss of income. No outdoor eating /parties/movies, no shopping other than necessities, no travel are the main contributors. Why do we have to save money? … Continue reading Why Do We Save and How Should We Invest?
Investments In Debt Mutual Funds
The recent decision of freezing six of their debt fund schemes by Franklin Templeton Debt mutual fund has sent a shock wave among the investors’ community who thought debt investments are safe and do not require any risk management. But if you see closely and analyse their investment pattern, it was an event waiting to … Continue reading Investments In Debt Mutual Funds
Are We Loosing Money By Investing In Bank FD?
Rates of interest on various small saving schemes have been slashed substantially by the Government of India wef 01 April 2020. The annual rate of interest on Bank Savings Account would be around 2.75% and Bank FDs will fetch you 5.5% to 5.8% for one to three years of term deposit. Further, interest accrued on these investments … Continue reading Are We Loosing Money By Investing In Bank FD?
Are You Paying Income tax On Interest Income?
As part of direct taxes, all of us are paying Income tax to Government of India. Income tax is levied on following two parts of income: 1. Earned income which is earned by us in a financial year(Apr to Mar)2. And the interest income which gets accrued on our savings / investments There is hardly any scope … Continue reading Are You Paying Income tax On Interest Income?